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Financing Options

At West Florida Air, we understand that investing in your home's comfort is important, but sometimes the upfront cost of a new HVAC system can be challenging. That's why we offer flexible financing options to make your home comfort affordable.

Financing Benefits

  • Low monthly payments
  • Flexible terms from 12 to 60 months
  • Special financing promotions available
  • Quick credit decisions
  • Easy online application process

Special Financing

We regularly offer special financing promotions, including:

  • 0% APR for qualified buyers
  • No payments for up to 6 months
  • Reduced interest rates on select terms

*Subject to credit approval. See terms and conditions for details.

Credit Card Options

We accept all major credit cards for your convenience:

Visa
Mastercard
Discover
AmEx

Use your preferred credit card to finance your HVAC system and earn rewards or cashback.

Apply for Financing

Ready to apply for financing? Contact our office for current offers and to start your application process.

Contact Us

Frequently Asked Questions

What credit score do I need to qualify?

Credit requirements vary by financing program. We offer options for a wide range of credit profiles. Contact us to discuss the best options for your situation.

How long does the approval process take?

In most cases, you can receive a credit decision within minutes of completing an application.

Can I finance repairs or only new equipment?

Financing is available for both new equipment installations and major repairs. Minimum purchase amounts may apply.

Is there a prepayment penalty?

Most of our financing options allow you to pay off your balance early without penalties.